Discuss retirement goals, debt and beneficiary designations.
Bank accounts, credit cards and investments should be grouped into yours, mine and ours.
A cohabitation agreement can save you if you split up (who gets Fluffy?). Designating your partner as your health-care proxy and giving him or her durable power of attorney will guarantee that your loved one can be at your side and help make decisions for you. And a will is essential.
Once you’ve done those things, you can get back to romance.
